Attention homeowners in Morgantown and Fayette County: Need an appraisal?

The top 7 reasons WV homeowners need Goddard Appraisal Services, LLC:

Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Challenge property tax assessments
To lower your mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
Review a different appraiser's report for verification
If property needs to be divided because of a divorce
Settle an estate in WV by determining the true market value of property in question

Do you own a house in or near Morgantown? Do you need help deciding the value of your real estate?
Contact Goddard Appraisal Services, LLC.

We at Goddard Appraisal Services, LLC understand the individual needs of a homeowner in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your house because you most likely have an emotional attachment to it. The professional appraisers at Goddard Appraisal Services, LLC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value estimation than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. We're experienced in helping homeowners just like you do away with unneeded PMI insurance.

Challenging a property tax assessment

Lets say you live in a region that is going down -- your local tax assessor may have your home overvalued. This only means you are probably paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal report from Goddard Appraisal Services, LLC is your #1 weapon.

HELOC recently frozen?

If your home is near a declining area, your lender may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow angle, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Goddard Appraisal Services, LLC can provide you with an expert appraisal that will help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need an expert to double-check your appraisal for precision, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Goddard Appraisal Services, LLC can go out and check the subject and comparables in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Goddard Appraisal Services, LLC can help with that too. Even though this is typically requested by banks, you may want to employ this service if you suspect mortgage fraud related to your property.